HOW TO SAVE MONEY JUST BY GOING INTO YOUR PHONE’S SETTINGS

ONLINE BUYERS, media consumers and application enthusiasts are increasingly absorbed by the world of recurring payments. On the plus side, subscription services are convenient. They also establish a relationship between the company that makes a product and the person who buys it; If you're on the buying side, it means you only pay if something is of value to you. In addition, subscriptions often have additional benefits. (For example, this publication, you must subscribe!)

But they can also become serious, leaving your wallet lighter every month. Have you ever registered for a free trial, then realized that you could not read the fine print and that you pay a monthly fee for something you do not need or use? ? I recently discovered, for example, that I was paying $ 15 a month for HBO via Amazon's main video channels, even though HBO was already part of my cable package. How did it happen? I probably opted for the Amazon device setup process. Once I plunged into the setup of my account, I realized that I was also paying unnecessarily for something else.

Now is the time to evaluate your subscription services. Free money from your holidays and free your budget before the new year.

Verification of the application

Apple has increased application subscriptions in the last two years, offering even a softer revenue share to application makers who retain subscribers for a year or more. But Apple has also made it ridiculously difficult to search for a list of applications you subscribe to if you want to unsubscribe.

If you've decided that the coloring book application you subscribed to is $ 5 a week or $ 10 a month, here's what you should do: enter your iPhone settings and go to iTunes and the App Store. Touch this, then tap your Apple ID at the top of the screen. Click on "View Apple ID". Scroll to "Subscriptions", the seventh option on the page. Click on each of the subscriptions that appear, and the "Cancel Subscription" option will appear.

Subscriptions to Google apps can be found in a much more obvious place. If you're using an Android phone, open the Google Play app. If you have multiple Google Accounts, make sure you have the correct account. Tap the menu, then tap "Subscriptions." Select the subscriptions you want to cancel.

You can also apply restrictions on the operating system of your phone to prevent you (or your child) from making purchases in the app, which can add up very quickly. On iOS, this is in Screen Time, in content and in privacy restrictions. In Android, enter the Play Store settings and require an access code or fingerprint for all purchases.

Star time

Amazon's subscription services go beyond $ 119 a year for fast, "free" delivery. You can also subscribe and register, Amazon Prime Video, Amazon Music, Kindle Unlimited, Audible and more, if you can believe it. I not only recently discovered that I was paying for the HBO transmission service via my Amazon account, but I also knew that I was paying for Kindle Unlimited ($ 9.99 per month), probably because I had signed up for a 30-day trial. at one point. It's $ 25 a month for services you do not need.

To check your Amazon subscriptions, sign in to your Amazon account and go to Account & Lists. From there, go to Memberships and subscriptions. Use the drop-down list tool to review your active subscriptions, as well as your canceled and expired subscriptions. Choose the active subscription you want to cancel and cancel it.

Keep in mind that your Amazon Prime subscription has its own section, so you can not manage it in subscriptions and subscriptions. Amazon also has an annoying policy in which it can not simply degrade a service; You will need to cancel your current subscription and re-subscribe if you decide to choose a different or cheaper package.

Play the game correctly

The Amazon Membership and Subscriptions section is not the only place where you should check for services that may have been missed. You'll also want to check your games and software library, which is in your account and access the Devices and Digital Content area.

Facebook also keeps subscriptions for apps and games. You will need to check the Facebook settings to see if they charge you for a game you no longer play. On the home page, navigate to Settings from the small drop-down icon or notification bell. From there, go to Payments. You can disable any subscription for games in "Subscriptions".

Cloudy Judgment

Cloud storage and productivity applications are without a doubt part of the most valuable subscription services that you will attach to your digital devices. However, it may still be possible to reevaluate your storage needs and save a few dollars.

If you're on iOS, go to Settings, tap the Apple ID section at the top of your setup, and from there go to iCloud. In "Manage Storage", you can edit your cloud storage plan. Unfortunately, the only option available beyond Apple's 50GB and 200GB storage plans is a 2 Terabyte package for $ 9.99 per month. (At the moment, I use 226 GB of my 2TB package, which means that I have doubts about the download, but I'm not ready to use 2 TB).

If you're blocked by Google services, you're probably using Google One, formerly Google Drive. In Android, open the Google One app, touch the settings at the top and select Cancel Membership. To cancel a Google One subscription on iOS, see how to manage iOS app subscriptions in the first section of this article. To edit your Google One plan from your desktop, go to the Google One home page, click the Setup wheel on the top right, and select "Edit Storage Plan" or "Cancel Membership".

Here you can easily modify or update your Microsoft OneDrive and Office 365 plan. But again, cloud services like these are probably something you use every day and you could use again, so think carefully before losing your category.

An application for that

If all this seems like a lot of work, consider a service like Truebill or Trim, which can identify all the subscription services you pay for. These can be useful for detecting other types of subscriptions you have forgotten, such as a former fitness center membership. Other apps, such as Clarity Money, track recurring payments and mark those you want to cancel, whether it's a cable bill or a Birchbox subscription.

Sometimes, however, going to the old school is actually the best way to save a few dollars. Print your expenses for the last six months, take a highlighter, sit back and enjoy.